Xtracap is a digital-first supply chain finance company on a mission to unlock working capital for India’s underserved MSMEs. Founded in 2017 and incorporated in 2018, Xtracap is headquartered in Gurugram, and is one of the few fintechs born out of deep-rooted efforts in financial inclusion and innovation. The company began its journey through the Financial Inclusion Lab under the Bharat Inclusion Initiative, incubated at CIIE.CO, the startup incubator of IIM Ahmedabad.

India’s small and medium businesses contribute significantly to employment, GDP, and supply chain infrastructure—but they often lack access to fast and flexible credit. Xtracap was built to change that.